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private lending services

Bespoke Lending Solutions have access to an extensive list of local and national wide lenders. This option is made available for people who have poor credit, self-employed, new to the country, and to anyone who finds themselves in an unconventional situation. Connect with our professionals and get guidance to make an informed decision today.


Private mortgages are short- term, interest-only loans, ranging in length from 1 to 3 years. Interest only loans do not require homeowners to pay the mortgage principal down, and instead only require interest payments each month.

Private lenders have realized that conservative lending guidelines used by banks and conventional lenders exclude many individuals who are in fact able to pay back loans. Most importantly, private lenders take into account a property’s overall value and marketability as opposed to simply the borrower’s credit history.


  • You want to purchase an unconventional property that a prime lender or bank won’t finance.

  • You need fast financing and don’t want to wait for a long approval process.

  • Your bad credit history means you are being turned down by conventional lenders.

  • You only need a short term loan.

  • You have non confirmable income that is preventing you from obtaining a traditional mortgage.


In case you were unaware, there are several benefits involved for those who choose to lend private money as well. If done correctly, offering alternative real estate financing options can mitigate risk while simultaneously establishing wealth. Of course this is not a path for everyone. You need to ask yourself if you can afford to do so. Having a little extra money in the bank does not necessarily mean you should throw it at the first investor who comes your way. If you are equipped to mitigate potential risks and take advantage of the opportunities that present themselves, private money lending may warrant your consideration.

  • You may want to consider private money lending if one of the following applies to you:

  • You are a real estate investor looking to expand your portfolio.

  • You are a doctor, lawyer, CEO, or professional of another kind who has a great income or a surplus of cash.

  • You have a sizeable retirement savings account.

  • You are a retiree looking for a passive income investment.

  • You are the owner of an estate or other trust fund.

Bespoke is here to help you, book a consultation with Bespoke’s  principal brokers to discuss more. 

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