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Reverse Mortgage

Reverse Mortgages are a fairly new mortgage solution in Canada that more and more people are taking advantage of. The main principle behind a reverse mortgage is the ability to unlock available equity within your primary residence tax-free in either one lump-sum or in regular payments.



A reverse mortgage is a loan secured against the value of your home. It is designed exclusively for homeowners aged 55 years and older. It enables you to convert up to 55% of your home's value into tax-free cash. The funds from a reverse mortgage can be used for whatever you desire; to cover monthly expenses, renovate your home, pay-off debt or travel - the choice is yours! With a reverse mortgage, you maintain ownership of your home and there are no monthly mortgage payments required. 


Repayment of the loan is only required once you choose to move or sell. We guarantee that the amount you eventually repay will never exceed the fair market value of your home. And if your home goes up in value, the appreciation is all yours. You are simply required to maintain your property and pay the taxes and insuranc

reverse mortgage


  • A Canadian homeowner

  • Age 55 or older (if you have a spouse, both of you must be at least 55 years old to be eligible


To qualify

  • You and your spouse's age

  • Location of your home

  • Type of home (e.g. detached, condo, townhouse etc.)

  • Appraised value of your home

  • The condition of your home

  • Your home equity

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